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The future of our country also lies on our hand. During election voters are being given the opportunity to choose what kind of future they want to have by choosing the politician they want to sit on the government. Today, our country is facing another challenge and that is the econoic crisis. A lot of people are now looking for a mortgage revamp these days. A mortgage revamp, or a refinance, could be the key to saving the bacon of people with mortgage problems. The lending boom of the past few years had a lot of people sign up for ARMs, or Adjustable Rate Mortgages. The problem is that they were always adjusted up, making them less affordable and sending people running for cash advances to meet the minimum payments. Still, a lot of people are struggling with mortgages as many workers have been laid off, and many who retained their jobs have had to accept reduced salaries. A short term loan may help people ride out the interim time until a mortgage revamp.